求助！想买房子，首期不够，谁愿意把钱以3%年息借我？多多益善！

人在北美 · 发表于 2006-4-1 18:49

原帖由 xdd 于 2006-3-29 10:15 发表
7 c9 ]. @6 N- ^$ S4 g7 G zGIC for one year is more than 3.8% now.

请教一下：什么是GIC?
多谢！

a888wong · 发表于 2006-4-2 15:49

GIC. Guarantee Investment Certificates.  Like Fixed Term Deposite in China but they are of higher interest rate.  Look at the S& P rating of each certificates.  The term for the GIC is different min. 1 yr  There are some for 5 years.  Terms are different.

One thing If you purchase GIC.  YOu need to report income tax.  If you are with high income bracket, you may need to pay 50% of your interest earned Tax.  So 3.8% will only be 1.6% at the end

So if you borrow money to Young Heart by Cash.  Then you may not need to report interest as income.  Pls check this

瑞雪丰年 · 发表于 2006-4-3 16:33

原帖由 Dongbeiren 于 2006-3-29 20:54 发表" R$ u) K- A5 p$ r6 u
银行两年定期4.5%

请问是哪家银行？

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[咨询求助] 求助！想买房子，首期不够，谁愿意把钱以3%年息借我？多多益善！

回复 #31 xiuzhongf 的帖子

[咨询求助] 求助！ 想买房子，首期不够，谁愿意把钱以3%年息借我？多多益善！

回复 #31 xiuzhongf 的帖子

[咨询求助] 求助！想买房子，首期不够，谁愿意把钱以3%年息借我？多多益善！