求助！ 想买房子，首期不够，谁愿意把钱以3%年息借我？多多益善！

人在北美

原帖由 xdd 于 2006-3-29 10:15 发表
, @5 h8 N$ t8 F% R: Y* j: m, T9 uGIC for one year is more than 3.8% now.

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3 H* a3 w( C5 s- `" y& A! i请教一下：什么是GIC?
  E" L; r$ A7 P- T多谢！

a888wong

GIC. Guarantee Investment Certificates.  Like Fixed Term Deposite in China but they are of higher interest rate.  Look at the S& P rating of each certificates.  The term for the GIC is different min. 1 yr  There are some for 5 years.  Terms are different.
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One thing If you purchase GIC.  YOu need to report income tax.  If you are with high income bracket, you may need to pay 50% of your interest earned Tax.  So 3.8% will only be 1.6% at the end

' V9 E9 J1 X$ }$ X- ySo if you borrow money to Young Heart by Cash.  Then you may not need to report interest as income.  Pls check this

瑞雪丰年

原帖由 Dongbeiren 于 2006-3-29 20:54 发表
' V7 H3 x+ l( S+ t+ w7 {银行两年定期4.5%

请问是哪家银行？