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原帖由 过路客 于 2006-2-7 08:04 发表: h3 n: v( v( S
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
5 U5 \) G7 s. v4 S8 q+ pHouse Price = 280,000 0 y8 _& Y% y$ Y- [
Down Payment = 98,000 (35% of total price). N2 e: v% v7 r- x7 L
LOAN = 182,000
: C( h; j0 Y' X) oINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 1 j" `3 S, p: n! o# Y- d/ ]5 k# P6 @
YEAR = 25 ' ~1 _) N# D q
MONTHLY Installment = $1,034
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Property Tax : $250 E8 [% R9 F1 J- L7 `& u9 d
Gas+Elect.+Water : $350' l! D" u! B# x- h
Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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