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请教信用卡问题。

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鲜花(0) 鸡蛋(0)
发表于 2008-5-26 19:39 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
几年前的信用卡上花了不到一百加元,后来信用卡过期,忘记还了,现在查到居然已经利滚利到了两千多,请问有没有什么办法。
鲜花(0) 鸡蛋(0)
发表于 2008-5-26 19:54 | 显示全部楼层
鲜花(87) 鸡蛋(1)
发表于 2008-5-26 20:44 | 显示全部楼层
在亚省过了2年财务公司不找你,实际上已经错过了时限。 不妨找律师问问。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2008-5-26 22:37 | 显示全部楼层
老杨团队 追求完美
有没有可能和信用卡中心沟通一下,可以减免一部分呢。这是数目实在有点夸张。
鲜花(87) 鸡蛋(1)
发表于 2008-5-27 12:47 | 显示全部楼层
如3楼所说,先向律师咨询, 因为在亚省过了2年对方没有向你采取任何行动, 理应失效了。 没有必要找他们谈判,否则会从你联络他们那天起重算。
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2 w$ u0 Q+ j9 B& ~" ?+ m4 y- b% _赶紧问问律师如何行动吧。
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% l4 o$ d* Z' C! l" z. ZLimitations Acts - "Statute of Limitations" * ]7 A( y6 \5 L& v$ e( ^  n
The Federal Government and the Provinces have Limitation Acts which provide a limit on the time an unsecured debt survives. If an unsecured debt is not collected or payments are not made on the unsecured debt then after a certain time no legal action can be taken to collect the debt. + k( L% q, K. [7 f2 y
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A March 4, 2003 decision of the Supreme Court of Canada, Markevich v. The Queen decided that limitations applied to CRA as well as other Crown proceedings. Section 32 of the Crown Liability and Proceedings Act and Section 3 (5) of the BC Limitation Act barred collection of the Federal and Provincial portions of the debt since the debt was more than 6 years old. ! x  ^. ?" Y( |0 x; N' X

+ K: {6 K+ G, ?: ^: {; C3 lAlberta - The Alberta Limitations Act sets 2 years as the term which is extended to 10 years if there is a judgement. 3 d: A, _& x  }* S. [
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: D. }$ e3 p0 j3 n, ^* d( U3 R' rNOTE: Before relying on the forgoing please check with an insolvency lawyer for the latest information.
鲜花(85) 鸡蛋(0)
发表于 2008-5-28 22:08 | 显示全部楼层
切莫大意
鲜花(0) 鸡蛋(0)
发表于 2008-5-30 10:17 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
不知道信用点会降多少
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