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What to do if you are in a car accident1 G3 K! |: L; h; t. P+ B
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Step1. If possible, stop your car in a safe and visible place. If a car - B# a% S( L3 A; S
cannot be moved, turn on the hazard lights. Turn off the
# x s/ E4 W3 a: W: o ignition. Be careful when exiting your car.# v# w u3 ^0 G4 }% Y' y
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Step2. Determine if anyone is injured. Do not move an injured person.8 i, {$ t' Q; X- |$ R0 ]# d
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Step3. Call 911 for the police and ambulance (if needed) immediately.
7 E( o& j8 M* f% U Report any injuries.% K- a" ^% w' Z' Y2 F3 b9 G
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Step4. If another vehicle is involved, get the car’s year, make, model
" r. ~: _4 T! H* } and license plate number; the driver’s name, address and license( |) d6 O) b' X5 E$ r& r6 q
number; and the name of his or her insurance company. If the
! P' x( q* z% L/ N7 W driver does not own the car, get the name of the car’s owner. % h- v( l: ], W+ U6 l
Write down names and addresses of other passengers or
% t g7 ~! \' G/ k6 T$ E witnesses. If you have a camera take pictures of the accident * t# y2 e5 w, k( J/ T( [- r' P
scene.+ R$ A; }3 G2 B5 z1 p
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Step5. The police officer will give you a copy of the collision report.5 }3 j" _) F: ]+ B$ A; r, W
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Step6. Cooperate with the police, but do not admit guilt for the ; u8 c) k: {$ V2 E2 c
accident in any way. You may be required to show proof of
1 P2 d1 G/ O$ I# ]' t% s insurance, but do not reveal how much coverage you have.' r1 D/ n) y! N1 z N$ U
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Step7. Do not accept any money the other driver may offer. By: r4 K8 C, e+ m. o
accepting money, you may give up your right to file a claim " P u, m9 \$ i8 z% i6 g2 d& ?4 l
against the other driver, even if the damages turn out to be' w( {5 O) c5 ~6 z3 \& |( `
more extensive than you first thought.
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7 S0 `" Z6 }6 Q, Y4 `Step8. Do not agree to forget about a minor accident. You may see; T1 l7 K: f9 o2 }/ N x
later that there were hidden damages or injuries. The other2 W* u! h# U# n( M; I% c* U
person may even file a lawsuit against you.% T% p% y8 D; F
. d$ `, K5 S+ W! aStep9. Write an account of what happened: time of day, weather,
) C" j! l+ A# e, P5 y' A& j1 {% T hazards, road conditions and driving speed. Draw a picture of
0 g: J) y$ |. a( F x the site, showing stop signs, signal lights, etc. Try to measure 3 X+ d! B/ }# {5 r3 ~
skid marks and determine the point of impact. Note any damage
* e$ s' y1 j; S6 ?0 s7 D: h already on other cars involved. If a camera is available, take : b; m! E, l+ p) V! L9 P& j3 e
pictures of the accident.. w) n9 G6 K) A' P' n1 ^# k
5 o, _( s! x( \" L S3 }1 iStep10. Report the accident to your insurance agent or insurance
; T, `; B% E2 n2 V) l) Y company as soon as possible. Call a lawyer Bruce King, to discuss# w6 O/ E6 ]2 V* D3 K
your accident.. _1 }+ C$ E) }+ w8 ~
$ m# D" L+ b9 j, u[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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