不明白什么意思,请哪位大侠指点一下.

九月 · 发表于 2005-5-25 18:57

With a TD Canada Trust Home Equity Line of Credit, you can be prepared to take advantage of life抯 opportunities whenever they come your way. And how you use your Home Equity Line of Credit is up to you- consolidate debts, renovate, buy a cottage, travel, or take advantage of investment opportunities - the choice is yours!

The Home Equity Line of Credit gives you:

A competitive variable interest rate as low as TD Prime
Access to funds instantly, whenever and wherever you want them
A flexible alternative to a traditional mortgage: Choose your own monthly payments
Once you open your Line of Credit, you have access to the full credit limit and you don抰 have to reapply - as you pay off any credit that you have used, it becomes available again

variator · 发表于 2005-5-25 19:55

Originally posted by 豆腐温柔 at 2005-5-25 18:57:5 E/ o) ~1 m# Y7 |9 B T
With a TD Canada Trust Home Equity Line of Credit, you can be prepared to take advantage of life抯 opportunities whenever they come your way. And how you use your Home Equity Line of Credit is up t ...

就是TD给你打广告啊,你有了房子后,TD可给你房屋抵押贷款,贷款率可低到他们的PRIME等等.:lol:

斑点狗 · 发表于 2005-5-26 15:46

Originally posted by variator at 2005-5-25 08:55 PM:
/ N2 N& m W) S; T就是TD给你打广告啊,你有了房子后,TD可给你房屋抵押贷款,贷款率可低到他们的PRIME等等.:lol:

懂得真多

玫瑰上的小蚂蚁 · 发表于 2005-5-26 18:42

九月 · 发表于 2005-5-26 19:21

多谢了......,看来是没什么用了.

variator · 发表于 2005-5-26 21:22

Originally posted by 豆腐温柔 at 2005-5-26 19:21:
+ w; N% C+ @. x2 K% T' A# D! c多谢了......,看来是没什么用了.

这东西对我们大多数华人来说用处不大,但就如文章里说的你一但有急须用钱(比如多股市一下跌到2000点)就可用这钱来买,保证赚:lol::lol:,LINE OF CREDIT的用处很多的,但利息一般也高.我说得对吗,请专家再指点吧:)

UpUpUp · 发表于 2005-5-28 22:41

Originally posted by variator at 2005-5-26 10:22 PM:
! a. P' ]0 J: k3 A4 y# B% K这东西对我们大多数华人来说用处不大,但就如文章里说的你一但有急须用钱(比如多股市一下跌到2000点)就可用这钱来买,保证赚:lol::lol:,LINE OF CREDIT的用处很多的,但利息一般也高.我说得对吗,请专家再指点吧:)

基本同意，利息时高时低，看你急用钱时的运气了。

人淡如菊 · 发表于 2005-6-7 21:42

line of credit和loan的区别是：

loan（car,mortgage, all purpose):利息一定，还款年限一定，每个月的pmt一定。优点是：利息比line of credit低。

line of credit：急需用钱时，随用随取。还钱方法是：$30每个月，或者你欠款的3%,还款金额是越还越少，日期不定，直到还万为止。利息一般around prime+3.5%...b

狂吃 · 发表于 2005-6-10 19:00

LINE OF CREDIT还得比一般得LOAN还得快。另外, 现金流量无论对公司还是个人都是比较重要的。需要得时候有钱可以用。有备无患

九月 · 发表于 2005-7-12 23:05

谢谢楼上几位大侠.三人行必有我师呀.

liuyuemoli · 发表于 2005-7-14 15:42

Originally posted by 人淡如菊 at 2005-6-7 10:42 PM:  p( a4 L, B! U2 d. d4 M
line of credit和loan的区别是：
* `: w5 O$ E: d8 L' I2 }! \$ }& {6 t, c/ ?  L( @- F; ~
loan（car,mortgage, all purpose):利息一定，还款年限一定，每个月的pmt一定。优点是：利息比line of credit低。4 G+ A8 d+ ]( F+ O1 U$ a9 j2 C: v

1 j0 j2 |# y1 A: d( t8 S7 o  mline of credit：急需用钱时，随用随取。还钱方法是：$30 ...

懂得真多:lol::lol::lol:

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不明白什么意思,请哪位大侠指点一下.

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