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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户1 H! B9 g( r2 D5 W% @# A9 ?) `1 K
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What kind of account did you have in your mind?
8 p& y& ]0 D: D你想开哪种帐户?
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, l8 W- U4 q. B0 g) e1 gDo you like to open a current account?- O2 c7 L- f9 {, o0 k
你想开一个活期存款帐户吗?
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% o% l8 Q$ V8 M$ D0 r/ k- ], K0 mA deposit or current account?3 g& l% w- g! [) ]: G
定期还是活期? 1 ]  q. ]6 `$ Y( o6 m+ ^3 o. G
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Please tell me how you would like to deposit your money./ S# y; d& t6 i) K7 R# ~- v7 H
请告诉我你想存何种户头?
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, S# z& q8 f$ W  DThere's a service charge for the checking account but no charge for the savings.
& Y4 q3 W: d" X. A+ H3 f* B支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
$ U2 Y5 Q; Y7 g2 u& y8 a我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.  k. h+ A5 H( }. s
最低起存款额是5元。 ) b) i9 ?- ^! F) `

- Z7 ~* J  G! d  }7 {You can open a savings account at any time with an initial deposit of 50 dollars.
. w, U1 z1 ^/ R/ {你可随时以50美圆的起存额开立储蓄帐户。
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6 x4 ]' T; G2 C+ B  m( n; ^Even one yuan is all right.# g3 V5 c3 Y. f
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
4 ]3 a3 S- }% B3 w. j+ W# S这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 % S. l' C& D  y( [5 p# q2 R
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I should like to open a current account.
  L, C7 Z* K" w" Y* R3 s; h我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
& J8 ~& N3 u% J我需开个支票帐户,这样就能付帐。 ! y9 \4 O3 M  F% D

- X9 v6 H0 Y# N7 s' I+ r+ v: z* UWe'd like to know how we open a checking-savings account.
7 D/ g) g' U) X: t我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.7 y+ b+ Z; _% y8 B3 T) w
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.5 ^/ W8 n. Q6 r
我想要开个定期存款帐户。
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) H3 J# }! Y  j3 i; }) aCan I open a current account here?
: |) w$ ]- d8 ~5 Z8 m我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.7 _( U: D+ M( p# [& a. y
我要开个储蓄帐户。 & @  s# v6 Z/ Z& a
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I'd like to open a deposit account with you.
. G) A+ v7 N2 z8 e# M0 g我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?1 O" h6 |2 ~) N2 n* K, |% U
请告诉我储蓄存款与支票存款的区别好吗? # z6 a" T& V- l
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Please tell me the procedure for opening a savings account.& l5 A: z$ k8 H) K" i# a
请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
$ I) V& R0 K# L4 U" H! F: E% f& |3 m100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.2 E7 r& \+ H5 H" J* U, Y
我想知道开一个支票帐户200元存款是否够。 7 q' M8 }% e1 p) w0 y) G

: f* m3 D! ^& x, C7 R* n+ L! RCould you tell me how to operate this account?9 `  ~" U5 u8 a5 C" t
请告诉我如何经管这个帐户好吗? : W" Q# t4 w  T- s! C" C: m

" j! c3 t& X" ]1 ~$ nIs there any minimum for the first deposit?/ x* z) Y8 L/ _) G2 y% t$ R
第一次储蓄有最低限额吗? , I3 _; S$ l: ~' |% H+ ^
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How much does each account cost?0 y& A. L7 G- [) L* z
每个帐户要花多少钱?+ N+ B6 g2 G* T- @. q/ v- h
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Useful Phrases
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( L* n$ K- ~, W# }% `6 t! Hcurrent deposit, current account 活期存款' |; L  ]' h; G6 R, m
fixed deposit, fixed account 定期存款' w, L" r; c/ }" s9 L7 f4 U6 g. J
fixed deposit by installments 零存整取
. ]: _: d/ b9 I: [joint account 联名存款帐户, x3 m: E8 f/ [6 s* O3 x( [' |
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款! |, S7 f  K0 [8 c# N9 m% K/ O& G
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How much do you want to deposit with us?
, r5 e% s5 F+ e你想在我们这存多少? 6 Q5 l" ]( C0 W9 E  w/ D- p- ]( `
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How much do you wish to pay into your account?
2 `3 V9 n, r" C% b6 n) t你希望在你的户头上存多少?
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* j+ w& L3 ~1 s; k" \How much money do you plan to keep in your account on a regular basis?+ w" Q1 }. j6 J$ N( O0 A2 u
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?
" d' ]7 ^4 G, m  [' \0 P4 S3 T你有多少钱要存入呢?. W; U* B' U; X1 S6 O7 X: H
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# p* \( r, B* S5 D: YI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.: J  H; @; C5 g1 r& z
我认为你可把钱存入银行,或留在银行暂保管起来。) _4 d. a7 A; A- g9 F% E& h' w

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
% M5 `& G1 D/ D  y' o请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.* I4 Q( z1 \8 V5 ^: t3 m( i4 T6 U8 G
我想在我的户头上存300元。
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8 V. I; W1 y/ a$ gI want to deposit these cheques in my account.* D3 K' o. H+ v+ k- |
我想把这些支票存在我的户头上。
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8 c" d! x- `5 o8 v. A, n6 XI'd like to pay 200 yuan into my deposit account." u  T1 ?% K. Z+ s, p$ H+ ?
我想在在我的定期存款户头上存200元。3 ^% E) O! O3 h  p" ?2 Q/ ]. N
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I want to deposit my paycheck.
3 w$ S* G5 t: A6 P* @) c. O5 E3 ~' r我想存入我的工资支票。
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) k2 r/ q. e' ?% r# YI'd like to know whether I can cash a cheque here.
4 P" M. k: D6 l+ x/ e我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
! w: |+ m( W, O) }请兑现这张旅行支票好吗?
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I'd like to cash this money order.4 V) [' D$ B5 v% z
我想兑现这张汇款单。/ L- Y, _. k- o9 i4 V

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: W3 U) l# W- }5 DI want to cash the balance of a traveler's letter of credit.3 O0 P/ q" Y" k# X8 }& n! I; Y) P
我要把旅行信用证的结余兑现。
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, E5 `) t0 E7 _# @% i6 PWill you please tell me whether you charge for cheques?
3 Y. G7 O3 r/ \# j' k请告诉我兑换支票收手续费吗?
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  F& C& a1 Y3 n1 z+ V1 O- Z( `6 ICould you tell me how much the checks cost?. K0 P/ ^7 O& H5 I, S8 p, t
请告诉我这些支票要花多少钱?  J" ^8 n; d0 |2 s

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What if I overdraw?/ |! l: i' [/ ^# W( X! H! e. [
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.# s) R$ {" S" Q( [: ?
如果想兑支票,请在底线上签名。3 G. z9 {1 E% a9 {: k7 C/ Y$ s
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Please write your account number on the back of the check.& s9 n9 Z4 v! Y4 H
请在支票背面写上你的帐号。1 y, v( i# p1 g+ J9 V2 n
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- U+ t) M8 K" r6 A* ]# s* bWe honored the check as the overdraft was only 5 yuan.3 S: |! R7 F& l8 r# L# Q( c
我们承兑这张支票的透支额只有5元。. u3 A% T4 h) S& w. C* Q, W) D" y
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Please endorse the cheque.4 M; T- w4 G' P1 \& Y: S- ?
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
# q5 r  X, N! s7 x/ z/ C旅行支票手续费是购买总额的1.5%。( A/ ^  `/ N' ~5 v! J% A

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0 |. U. ]) @6 e9 O9 C1 ]Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
1 M. H4 S- Z8 A: W0 \这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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7 l; P8 g! ~' @6 wEach cheque you write will cost 2 dollars.
& Y5 K. e, t5 L$ U你每开一张支票将花2美圆。
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. t+ _7 i& {5 A) \( t# TUseful Words and Phrases
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account number 帐目编号+ o! h  P0 g/ [+ W
depositor 存户0 X) f: q& e" {: o! U
pay-in slip 存款单
3 _' X" ~' l7 a, |* v3 W! Fa deposit form 存款单
+ @; t6 m; V  d. y: A; oa banding machine 自动存取机
& o% U3 E5 x. K/ R4 l' Hto deposit 存款0 Q# U# v/ C) n% J
deposit receipt 存款收据- L  X6 `" Q, S- A
private deposits 私人存款
4 _6 A  N7 u1 Y* C1 wcertificate of deposit 存单
# A! z% ~9 x6 B* }: V) Fdeposit book, passbook 存折
$ p7 j: |1 Y4 S" d% m0 U; `credit card 信用卡7 X9 f2 _- V# V! ~
principal 本金
! K" J5 d2 t' @4 U; d: voverdraft, overdraw 透支7 i) N& s/ Y" H
to counter sign 双签
6 `6 s$ C, i# S3 xto endorse 背书. v; V, d/ ]) ~7 f
endorser 背书人
( {2 k  r: I- g; f8 ~to cash 兑现
7 k$ D/ Z! v" x' y, v; T1 tto honor a cheque 兑付% |% o% u8 p, k9 `3 ]# K9 l4 g
to dishonor a cheque 拒付  `& \. x( g( G; b  A4 r
to suspend payment 止付
9 D. m/ ]' S7 d" E2 w0 b* m5 lcheque,check 支票( J9 s1 i  s( p# |
cheque book 支票本8 W  W, S2 d8 y0 p6 Y1 E9 C1 r2 \$ |
order cheque 记名支票5 \5 M3 k0 N5 d/ d1 j# A$ ^+ m" c
bearer cheque 不记名支票
) o) a* L; ?  l$ m& _, ]; Q  B8 Pcrossed cheque 横线支票
  {! w  ?, x: y  P2 f8 Qblank cheque 空白支票
8 [( ^* H& B' a4 {& qrubber cheque 空头支票$ s, K2 b; r6 R7 d# j) u* ]
cheque stub, counterfoil 票根2 }) ?/ m; q# g
cash cheque 现金支票
9 t  Q9 f7 A2 {* N* V! ?traveler's cheque 旅行支票
* v' Q# B: h, Acheque for transfer 转帐支票# |  _, ~* _' d9 m) v- V7 {$ S
outstanding cheque 未付支票: I% Y# j4 l) t9 c6 V9 {3 I4 s: a
canceled cheque 已付支票# E: g$ ?+ r1 k9 v0 l' Y; j4 P
forged cheque 伪支票
: L; I  H0 F6 S4 z/ NBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余9 @3 X. \: C# Q' U* s; A) [5 D# s

4 r. ]2 I8 M$ e! SI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
6 C3 B3 |" [) C8 o: _3 b5 I# y我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
2 M" F/ T; H* W) }! s/ W6 M  u我要从我的定期存款中支取200美圆。
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I want to close my account with you.6 s. {8 N% z: C7 x9 p" F
我想结束在你们这儿的帐户。% t( K3 r) n! W* @# E2 b
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I'd like to draw 100 yuan against this letter of credit." w+ r2 L+ g: H: ^1 y7 ^, N
我想从这份信用证上提款100元。" u& s0 L# [. j8 n: |( x
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May I draw money against the letter of credit here?
! X9 i" o$ j6 W1 x9 D6 A2 ~' W我可以在这儿用这份信用证取钱吗?( [! ?" j. ~& D* W1 ?. _; t

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Could you tell me my balance?& b1 e: n& k$ R" G0 |5 M% b% E- l
能否把存款结余金额告诉我?
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Please let me know my balance.
5 C2 ]* s, O# d0 `: Z请告诉我结余金额。9 ]5 x3 G( c) L/ V' c1 m. c) n
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I think you can draw on this account by cheque in payment of goods.5 g$ W2 B7 Z  L; V* t. U
我以为你可用支票提款支付购物费用。7 H- S& i7 B! x) }2 r3 E4 b
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Your balance at the bank is 300 yuan.
$ r& |! {$ B$ O1 ^你在本行的结余是300元。5 K" ~+ j8 ?# o7 R# H" B+ H2 A* P
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Your deposit is exhausted.
: ]. @9 q" J" t" e你的存款支净了。5 w" r' c, I6 N, F2 G2 c" L
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Your letter of credit is used up.
4 P- }3 B# k8 o% `+ l/ `你的信用证用完了。# B, R' r( d0 \! w. g$ T/ g# b
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' D9 O/ e; Q2 {2 i. O1 N( GPlease tell me how you wish to draw your money.
+ r7 `7 c% S3 x% @- }$ {请告诉我你希望怎样支款。
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7 O0 R0 g: W. \7 t1 D2 r6 o) b0 iFill our a withdrawal form, please.: x9 t" e: w$ g) |4 [( X+ c
请填写取款单。$ q  q9 o0 l) u* G/ W5 V
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The letter of credit is exhausted.
. ?" m5 h' j5 E& K. s信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
4 g+ @2 e. j% e: |9 _/ |# B) s1 P) @六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases 1 C. _; p" y, a) V* E' b

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to close an account, to clear an account 结清7 w  n5 ^# R  F- k7 s
to draw money 取款% z; N( L; d& ~3 L/ \
drawing-out slip 取款单" }* Y8 h$ v' G$ e5 X' ^1 H) B- X
the number slip 号码牌7 C  q9 w% G9 k3 D
a withdrawal form 取款单
( H1 M& ^& ]' B, Q8 Z9 ~) \1 ito fill in the receipt in duplicate 一式两份填这张收据( d! O$ e1 y; b" @' z& b
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
2 H% k" l8 M" t8 v2 e7 a, O" t好,已收藏!

! B$ ~# B0 v8 S; ?+ z5 YMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层

) x& I  w# Q3 ]. E4 u$ B& H% m
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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