鲜花( 645) 鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表6 p4 o; Y _4 A7 d- t# k
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ' m& ~0 _7 t3 z' [( F8 Y
House Price = 280,000
2 A( i8 @' l6 `- |Down Payment = 98,000 (35% of total price)
) L3 n" i# y/ d% t: v+ FLOAN = 182,000 ; ^4 a M# |3 i; O
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
$ H- C+ Z' _, \& B5 QYEAR = 25
1 Z, I9 j' l" B) e+ E6 R4 sMONTHLY Installment = $1,034 $ X$ Y/ Z+ ?( v9 R
1 R. Q" ~$ d( X% d# Z
Property Tax : $250 : N; B9 @. H7 G
Gas+Elect.+Water : $350
" T# i8 z3 k% \7 O2 xMisc. cost: $100
* Y/ X. [6 K% G; _+ F: S7 ^4 ?______________________________________________________________) G0 D8 `! J0 i$ [. ]' j8 E
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)1 \( z9 @# `0 w! Y& Z5 n
6 A5 a$ D! R) h5 T5 @/ y+ d0 j
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|